What does the gaze of the young banker in Svertz's portrait conceal? Mikhail Pozdnev's lecture transforms the museum canvas into an engaging philosophical investigation. Audiences can expect a journey through the centuries - from Flemish painting to parables about debts, conscience, and the bills that everyone will have to pay. At first glance, it is just a portrait. A young man with a thoughtful gaze, muted colors, a neat interior. But upon closer inspection, "Portrait of a Young Man" by Michael Svertz turns into a true philosophical statement. Not just a painting, but a challenge directed at each viewer: "Are you ready to settle accounts?" This lecture is not a dry account of the Baroque era nor a standard tour of the Hermitage halls. It is an intellectual investigation conducted by Mikhail Mikhailovich Pozdnev - Doctor of Philological Sciences, Professor at St. Petersburg State University. He invites us to look at the little-known canvas through the lens of Gospel parables, Flemish symbolism, and a forgotten motto at the edge of the canvas: Ratio Quique Reddenda - "everyone will have to account." Why was the painting called "The Bankrupt"? What is the connection to a promissory note, monastic treatises, and an engraving by Theodor Galle? During the lecture, listeners will gradually uncover subtexts, compare, interpret, and debate - as in a real philosophical club. Within the framework of the project "Philophily: Philology and Philosophy," familiar images acquire new meanings, and lectures turn into a living reflection. This meeting is suitable for those who love to delve into details, seek the hidden, and unravel the mysteries of art. For those who are tired of a formal approach to painting and crave an emotional, intellectual, aesthetic experience. For those who want to emerge from everyday life for an hour or an hour and a half - and find themselves in the 17th century, at the moment when earthly and heavenly realities intersect in one gaze, in one bill, in one painting. The St. Petersburg poster is available on KudaGo.